ACPA members are eligible to receive financial benefits through ACPA’s benefits partner, Laurel Road. Financial benefits include:

  • Student Loan Forgiveness Counseling – Get expert guidance on your student loan repayment and forgiveness options with a free 30-minute consultation with a student loan specialist. Plus, ACPA members get a special 20% discount1 when you open an annual membership for Public Service Loan Forgiveness (PSLF) or Income-Driven Repayment (IDR) Counseling.
  • Student Loan Refinancing – ACPA members get a 0.25% rate discount when refinancing their student loans with Laurel Road.2
  • High Yield Savings – Earn competitive rates on your entire account balance and make every dollar count, with no minimum balance to open.
  • Freedom Plus Checking – Introducing a new checking account that helps you track your student loan forgiveness progress with ease.
  • Student Loan Cashback Card – Tackle your student loans with a card that lets you redeem 2% cashback towards any eligible student loan.3 Plus, ACPA members get a $25 cash bonus after activating.4
Disclosures

All credit products are subject to credit approval.

IMPORTANT INFORMATION: Please note that if you refinance qualifying federal student loans with Laurel Road, you may no longer be eligible for certain federal benefits or programs and waive your right to future benefits or programs offered on those loans. Examples of benefits or programs you may not receive include, but are not limited to, Public Service Loan Forgiveness, Income-Driven Repayment plans, forbearance, or loan forgiveness. Please carefully consider your options when refinancing federal student loans and consult Federal Student Aid for the most current information.

  1. ACPA members get a 20.00% discount off the published annual membership rate for Public Service Loan Forgiveness (“PSLF”) or Income Driven Repayment (“IDR”) programs. The discount will apply to both Standard and Freedom Plus membership options and will automatically apply when the annual membership is charged. This discount is only available to current ACPA members, is non-transferable and cannot be applied to previous membership purchase(s). This discount cannot be redeemed for cash or combined with other offers; pricing and discount accurate as of June 27, 2024 and are subject to change or cancellation at any time and without notice.
  2. The 0.25% ACPA member interest rate discount is offered on new student loan refinance applications from active ACPA members. The ACPA discount is applied to your monthly payment and will be reflected in your billing statement. The ACPA member discount is only available at loan origination and at no other time, and will go into effect on the date the loan funds are disbursed. This offer cannot be combined with any other discounts from Laurel Road affiliated partners or employers.
  3. You will earn 2.0% in Cashback Rewards for each $1 spent on eligible Purchases if you redeem your Cashback Rewards towards your Student Loan with an eligible servicer. This equates to $0.02 in Cashback Rewards, for each $1 spent. For example, if you spend $100, you will earn $1.00 in Student Loan Credit. You will earn 1.0% in Cashback Rewards for each $1 spent on eligible Purchases if redeemed for a statement credit. This equates to $0.01 in Cashback Rewards, for each $1 spent. For example, if you spend $100, you will earn $1.00 in Cashback Rewards. For more information visit https://www.laurelroad.com/cash-back-credit-card/#disclaimer.
  4. A $25 cash bonus offer is available to current non-college student ACPA members who apply and are approved for a Laurel Road Student Loan Cashback Credit Card. The $25 cash bonus will be paid within 45 days of the member’s activating the credit card. Existing credit card customers are not eligible. If you were the primary owner on a Laurel Road Student Loan Cashback Credit Card within the prior 24 months, you are not eligible. The value of the bonus may be reported to the IRS on Form 1099-INT.

Laurel Road is a brand of KeyBank National Association. All products offered by KeyBank N.A. Member FDIC. © 2024 KeyCorp® All Rights Reserved. Laurel Road is a federally registered service mark of KeyCorp. 3 Corporate Drive, 4th Floor, Shelton, CT 06484, USA.